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Social Services For Older People


Everyone has the right, under the United Nations declaration, to dignity, independence, care, self-fulfilment and participation. The elderly, those 65+ are no different.


In fact these people have made and will continue to make, through volunteer work, companionship and so on, valuable contributions to New Zealand communities.


In recognition of this, Grey Power strives to make sure that fair systems are in place that are of benefit to the older person.


Housing, education and ACC are some of the priorities of Grey Power.


ACC


A press release of 12 October 2011, reports a reduction in the workers and businesses levy of more than half a billion dollars thanks to a healthy surplus of $3.5 billion.


However, the same press release reported that there is to be no change to the motor vehicle and petrol levy.


Read the full press release by MP Nick Smith.

So, is the motor vehicle levy fair to all age groups?


Probably not considering that, according to The National Statistics For Road Users, for the year ending December 31 2010 ...


1043 drivers and 736 passengers (totalling 1779 people) between the ages of 15 to 29yrs were hospitalised


compared to


416 drivers and 187 passengers (totalling 603 people) aged 65 years plus.


From these statistics it is quite clear that, at a ratio of close to 3:1 the younger generation are far more likely to require the services and assistance of ACC than that of the older generation.


The statistics can be viewed by following the link below.


The National Statistics For Road Users report.

The Woodhouse report is based on a 'no fault' philosophy.


Whereas this is a great starting point a rewriting of current legislation is probably due and should be aimed at a far fairer system for our elder New Zealanders.


Housing


These days owning your own home is fast becoming a distant dream.


Although mortgage rates are at a reasonable level the price of buying a house puts this asset well out of reach of many New Zealanders.


If you do happen to own a house the increasing costs of maintenance, rates, utilities such as electricity and gas and the steadily rising cost of living, make it so much harder to cover those mortgage repayments.


For those 65yrs+ who are on a fixed income it is harder than ever to make ends meet.

Long Term Residential Care


What happens if you or your partner need to go into Long Term Residential Care?


Will you be means tested and have to use up some or all of your savings before you receive help?


The following is a link to a really interesting article written by Fiona McConnochie a Solicitor at Fletcher Vautier Moore  in relation to asset testing and residential care.


It is dated August 2005 so may have been updated since but all the same it certainly makes you think about your future.


Protection Against Asset/Income Testing.


Home Equity Release Scheme


You may have heard of a relatively new scheme introduced by the Ministry of Social Development called the Home Equity Release Scheme.


This scheme uses your most valuable asset, your home, to help you fund essential, medical and living costs.


A Code of Practice has been agreed upon by both the government and scheme providers which will now allow you to 'borrow' a portion of your home's equity.


Follow the link below to read more about this scheme.


The Home Equity Release Scheme.


Education - Knowing Your Rights and Entitlements.


If you are not sure of your rights or entitlements there are things that you can do.


There are initially 3 places that you can visit for advice on financial or legal matters.


They are ...


The Citizen’s Advice Bureau

The Community Law Centre

The Sorted 60 plus website


Other options are available if you gain no satisfaction from these.


If you don't feel comfortable discussing your needs or your financial requirements you have the option of appointing another person or organisation to act as an advocate for you.


Nelson Grey Power can help you with this.


It's important for you to remember that you and your needs are unique.


You should feel comfortable and supported in whatever decisions you make.


Client Charter


The Ministry of Social Development has a client charter which outlines your rights and responsibilities as well as theirs.


Follow the link below to read the charter


Senior Services Client Charter